Monzo
monzo.com
HQ: GB en.wikipedia.orgSource: en.wikipedia.org Verified: Feb 12, 2026
High Criticality
12.5M users
en.wikipedia.orgSource: en.wikipedia.org
Verified: May 12, 2026
$1.5B/yr
en.wikipedia.orgSource: en.wikipedia.org
Verified: May 12, 2026
Data: Stale
Updated about 1 month ago
Monzo is a British online bank, also known as a challenger bank, that provides personal and business current accounts and other financial services primarily through its mobile app.
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About Monzo
Monzo is a British online bank, also known as a challenger bank, that provides personal and business current accounts and other financial services primarily through its mobile app.
Online Banking
Banking
Sovereignty Quadrants
High Economic Control
Low Economic Control
Low EU Data Protection
High EU Data Protection
Monzo
Sovereign Tier (>80/100)
Mixed Sovereignty
Non-Sovereign (<40/100)
Persona Switcher
Sovereignty Flow
DATA & CAPITAL
🇪🇺
EU User
EU Jurisdiction
Non-EU Headquartered
🇬🇧
Monzo
monzo.com
Sovereignty Score
36/100
Follow The Data
Score: 46/50
Hosting
🇩🇪
Amazon.com, Inc.
Germany
Stays in EU
Follow The Money
Score: 0/50
Control / Value
❓
Unknown
Unknown
Value Leaves EU
Score Breakdown
Key Facts
Hosting
FI
HQ
GB
EU Ownership
Unknown
Data Sources & Transparency
Sovereign Alternatives
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